Call Platinum Today: 800-385-3657

                                                     REALLY FAST CLOSING!

&
REALLY LOW RATES!
                                                    NEW: 80% to $1,500,000!!!

 

QUALIFY AT THE START RATE or Fully Indexed Rate
  •          Ratios are 40/45 (fully amortized)
DEPARTING RESIDENCE:
  •          NO MINIMUM EQUITY POSITION
  •          NO Previous Landlord experience
  •          NO Rental Agreement or deposit check
  •         JUST a RENT SURVEY!
NOTES:  Reserves: 2 mos on subject, 6 mos on departing residence, 75% max LTV

 

TRUE BLENDED RATIOS!
  •          Purchase loans – NO Occupant ratios!
PORTFOLIO UNDERWRITING THAT MAKES SENSE!

If you are currently in need of a loan, we have the educated staff you need to see you through the loan processIf we can’t get you a loan, No one can!  Fill out an application online today and put yourself one step closer to owning a home!

Visit Our Website:
http://pmcmortgageloans.com/

FOR A FAST PRE-APPROVAL:
Complete a loan application on our website
http://pmcmortgageloans.com/mortgage_application.php

And Follow us on:
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Best Deals Show on KCAL 9 TV

Aside

Best Deals Show on KCAL 9 TV is going to feature us on their show, AGAIN!
This is HUGE for us and we are humbled to serve. Our emphasis will be on UNCONVENTIONAL REAL ESTATE LOAN PROGRAMS FOR BORROWERS WHO HAVE BEEN TURNED DOWN BY BIG BANKS.
Watch our first TV show on our website http://pmcmortgageloans.com/media.php
We have a set taping date of Thursday, September 13th at 11am at our Santa Ana Office. Please confirm that you can make it. Or you can choose to send us a 20 seconds home made video testimonial of Platinum Mortgage Company, more importantly, about Andrew and Anna, owners of PMC, and their service to every client!
Thank you for your help! You and your family can be on the taping if you choose to enjoy your few seconds of fame on TV 🙂
It will air on KCAL 9 TV station on Sunday September 23 at 11am.
We humbly appreciate your support!

Loan Scenario

Loan Scenario We’re Working With:
Borrower just refinanced her primary residence rate and term, as owner occupied last month. She’s looking to enter into contract for a purchasees a bigger home -150k more valuable than the one she currently lives in. This new home will be about 3 miles from her current job compaired to 10 miles from whe she currently resides..
The property will be in Irvine, which means great schools for her kids of 2,4,6, and 8 years old.
She will be occupying the property as her primary residence and would like to get owner occupied rates.
DTI is fine with both mortgages.
Property Value: 605,000
Loan Amount: 484,000 (80% LTV)
FICO: 800
Loan Terms: 30yr
Type of property: Condo
Type of occupancy: Owner
Purpose: Purchase
Zip code of the property: 92620
Answer: No, they have to do the purchase as a non-owner or refinance the current as a non-owner then do the purchase as owner occupy.